WhatsApp-first · pre-launch preview
Money home, in your own words.
Type it, say it, or photograph the account details. Ryla works out what you meant, asks if it isn't sure, and puts the full quote in front of you before anything moves.
Ask however you like
Ryla
Illustrative — no payment is created
How much to send 50k to naija
Type a message
An illustration of the conversation the product implements. Amounts, rates and references are examples; nothing here creates a payment.
Get product and launch updates
Waitlist only. No transfer instruction or customer funds are accepted here.
Ryla is built for how the corridor actually writes — English, Pidgin and Yoruba, shorthand amounts, nicknames, and typos. Every line below is a real sentence from the parser's test corpus, next to what it resolves to.
Enough detail to price the transfer, so there is nothing to ask.
Something is genuinely ambiguous. Ryla asks rather than picking for you.
Mid-flow, mid-quote, or from a cold start.
The assistant prepares the request. The controls that release money are separate from it, by design.
The assistant can read rates, limits, status, and your saved recipients, and it can fill in what you meant. It cannot send. Every transfer still passes the same PIN, verification, and risk checks, whether you typed a sentence or tapped a button.
Voice notes are refused outright at any PIN or one-time-code step, before the recording is transcribed. Those are typed, always.
Account details read from a photo are shown back to you and run through the same validation as typed ones. Nothing is saved, and nothing is sent, until you confirm the name on the account.
Planned experience
The interface keeps the transfer details visible at each step. Nothing on this preview submits a payment.
Tell RylaPay the direction, amount, and recipient in a guided chat. The conversation shown here is a product preview, not a live transfer service.
Before continuing, review the currencies, recipient amount, exchange rate, fee, and quote expiry together.
At launch, the chat will guide the required payment step and show status updates. Delivery timing will depend on the selected providers and checks.
Security in layers
A phone lock is useful, but one control should not carry every job. Ryla separates transfer authorisation and emergency account protection; WhatsApp offers an optional extra privacy layer on your device.
RylaPay
Emergency command preview
FREEZE
🔒 Your account is now FROZEN. No transactions can occur.
Our team will contact you to verify your identity before unlocking.
The emergency command works independently from the transaction PIN.
Transaction authorisation
Required before every transfer. This protects the money action; it is separate from your phone or WhatsApp lock.
Emergency account control
Ryla stops transactions and starts the identity-verification path before the account can be unlocked.
Optional device privacy
You can place the conversation behind your device password or biometric and hide its notification details. WhatsApp controls this feature; it does not replace the Ryla PIN or FREEZE.
Read WhatsApp's Chat Lock overviewKeep the roles clear: Chat Lock protects access to the conversation on your device. The Ryla PIN authorises a transfer. FREEZE stops account transactions.
Launch corridor
The platform models pounds to naira and naira to pounds. Starting with GBP ⇄ NGN — more currencies are planned as partner and regulatory approvals complete.
GBP-NGN
The planned launch flow starts with pounds and quotes a recipient amount in naira.
NGN-GBP
The platform also models the reverse direction. Public availability depends on final partner and compliance approval.
Product principles
Moving money deserves a calmer interface: one request, one visible quote, explicit states, and a support path that is easy to find.
The product is designed to show the exchange rate, fee, destination amount, and expiry before a customer proceeds.
The chat is built to take a voice note like "send 5k to mama", read account details from a photo, and accept a payment receipt — always confirming what it understood before anything moves.
Transfer records, provider events, and reconciliation controls are built to make status changes traceable.
Identity, risk, and transaction checks are designed into the service rather than added after money starts moving.
Typing "agent" in the chat is designed to hand the conversation to a person. Before launch, questions about the preview or waitlist can be sent to contact@rylapay.com.
Channel status
A public chat entry point will be published only when the service is ready to use. Until then, the waitlist is the only way to register interest.
Planned first experience
The product is being designed around a guided WhatsApp conversation. The public service is not open yet.
RYLAPAY LTD is registered in England and Wales under company number 17300144. Company registration is not financial services authorisation, and RylaPay is not yet offering a transfer service.
Launch readiness
In progressRylaPay is not accepting or moving customer money through this website today.
Banking, payment, verification, and payout arrangements will be named only after agreements and approvals are complete.
The codebase includes identity checks, risk controls, double-entry accounting, idempotency, reconciliation, and audit records.
RylaPay will open only after its legal, operational, provider, security, and end-to-end launch checks are signed off.
Current answers
These answers describe the product as it stands today, not the service we hope to offer later.
No. RylaPay is a pre-launch product preview and is not accepting customer funds or transfer instructions. The waitlist is the only public sign-up on this site.
There is no public launch date yet. Provider agreements, regulatory arrangements, production cutover, and end-to-end testing must be complete first.
WhatsApp is the planned first customer experience. No public RylaPay chat entry point is offered from this page today, and availability will be confirmed only after launch checks are complete.
The platform includes identity and risk checks, transaction records, ledger controls, provider-event verification, and reconciliation. Those controls still need production evidence before launch.
Launch pricing has not been published. The product is designed to show the rate, fee, recipient amount, and quote expiry before a customer proceeds.
The platform is built for GBP to NGN and NGN to GBP. The directions available at launch will depend on final provider coverage and compliance approval.
We collect your email so we can send product and launch updates. You can ask us to remove it at any time by emailing contact@rylapay.com.
Product updates
Join the waitlist for product and launch updates. We will not ask for transfer details, identity documents, or bank information here.